Types of Life Insurance
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Life Insurance

Term Insurance

Term Insurance provides financial value for any human life. It secures the monetary comfort for the family once the policy holder is no more. It gives coverage at a very low premium. The earlier one buys this cover the premium charged is much lower which increases with increase in the buying age. Term Cover is the true form of life insurance. The policy is issued subject to the financial and medical underwriting. The claim proceeds is totally tax exempted under section 10(10D) in the hands of the recepient (nominee)

Guaranteed Income Plans

This product of life insurance provides life cover along with Return On Investment(ROI). The maturity amount is guaranteed and payable at the end of the policy term. The product ensures upfront return calculation at the time of buying the policy. This product is recommended for people who are ready to invest for long term with a guaranteed return better than the bank fixed deposit, with life cover being an additional benefit.

Child Plan

This product is specifically designed to support the family for the education and graduation of the child. It is highly recommended for parents of new born children. This product is designed in various forms to suit the needs of the parents including one time maturity, deferred and periodical withdrawal options. The added feature this product provides is the life cover protection for either parents (Proposer). Premium payment holiday is another option which can be opted in the scenario, if the proposing parent is no more then the premium is not to be paid by the family, instead the entire premium till the policy term is paid by the insurance company. The family/child gets the maturity amount which is taxfree u/s 10(10D) in the hands of the recepient.

Unit Linked Insurance Plan

This product is primarily aimed after people searching for higher returns. The premium is invested in the stock market. As stock markets are highly volatile in nature the risk and rewards also depends on the movement of the market. This product gives much higher returns than the traditional products. In the last 2-3 years the returns have been very high and policy holders have largely benefitted out of it. The product is highly recommended for HNIs and people with risk bearing capacity who are then rewarded handsomely for their patience.

Insurance Partners

  • Tata AIG General Insurance​
  • Bajaj Allianz General Insurance
  • HDFC Ergo General Insurance
  • ICICI Lombard General Insurance
  • Kotak Mahindra General Insurance
  • Royal Sundaram General Insurance
  • National Insurance Company
  • Go Digit General Insurance
  • Care Health Insurance
  • Aditya Birla Health Insurance
  • Star Health and Allied Insurance
  • Future Generali India Insurance
  • New India Assurance Company Ltd.
  • United India Insurance Company
  • Tata AIA Life Insurance
  • Bajaj Life Insurance
  • Life Insurance Corporation of India
  • ICICI Prudential Life Insurance
  • Universal Sompo General Insurance
  • Oriental Insurance Company

Testimonials

★★★★★ 5/5
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Diane Guerrero
United States
★★★★★ 5/5
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Doris Guzman
Europe

Parul Tulsian

Consultant, Tulsians

Raised in a small town based business family and having studied in four different states in India, Parul is a seasoned girl with a great deal of exposure. She did her schooling from Mount Carmel College, Bangalore, finished College from St. Xavier’s kolkata and did her Post Graduation from NMIMS. Having worked with her father just after college in their family business for more than 6 years, she has acquired a large number of skills and has a forte in crisis management. She married Anant Tulsian in 2021 and has now joined our team to help grow the name even bigger. Her laborious and calm nature will surely help us in better customer servicing.

CA Richa Tulsian

Consultant, Tulsians

Two distinct virtues pop up when we talk about Richa, Pioneering spirit and Perseverance. Having a strong educational background of schooling from La Martiniere, College from St. Xavier's and a Post Graduation in Chartered Accountancy, she has always been an inspiration for many young and aspiring agents in the industry. Having worked with renowned firms like PWC she has both knowledge and an aptitude to work with various clients which helps us in ease of doing business. She has helped her father for many years in this sector and is a certified Advisor. She is married to Raghav Rasiwasia and is a mother to a bright and handsome boy Shivin.

Alka Tulsian

Consultant, Tulsians

Born in 1962, to a renowned family in kolkata, Alka Tulsian has been a meritorious student through out her life.  Having a degree of BA (Hons) with a Diploma in special education, she worked with Manovikas Kendra (an institution for specially abled children) for three years. She then married Narendra Tulsian in the year 1987. When her husband got into the Insurance sector, she worked together with him and also became a certified advisor. She is an amazing painter and a successful home maker who raised both her children with utmost love & care. Currently she is a member of FICCI Ladies Organisation as well as an active member of ladies wing of Hindusthan club Ltd. She is a pillar of strength for her family and friends.

Yatish Chaudhry

Consultant, Tulsians

Starting a career in Insurance at a very young age, Yatish did his B.com(Hons) from St. Xavier's college and joined the business in the year 2005 just after completing his graduation. He has gained vast knowledge through out his journey which enabled him to create a reputated place for himself in this sector. He is extremely dedicated to his work and takes personalise care for all his customers. Year-on-year he has been recognised and rewarded for his achievements by various insurance companies.

Narendra Kumar Tulsian

Consultant, Tulsians

What distinguishes Narendra Tulsian from all the others is his ever helping nature, his passion towards his work and his untiring enthusiam in helping his clients with every single hurdle coming their way in any form. A Post Graduate having a degree in B. Com LLB and over 44 years of business experience, started a small insurance venture in the year 2000.

With his level of sincerity, an urge to upgrade his knowledge, and extreme level of hard work he got his first license from Kotak Life Insurance Co. Ltd. Gradually increasing the horizon and expanding the product base, he diversified into various insurance companies with direct tie-ups. His passion for this sector resulted in him becoming the first TOT ( Top of the Table) qualifier of the prestigious MDRT ( Million Dollar Round Table) of Kotak Life Insurance in the year 2005. The company sent him to attend the MDRT conference in Las Vegas to gain further exposure and knowledge in the life insurance industry. Post-return he was invited to speak and share his experience of MDRT at various centers across India including cities like Chennai, Hyderabad, Bangalore, Guwahati, Delhi, Kolkata, etc. to promote the concept of MDRT which was highly motivational for the young upcoming advisors many of whom finally became MDRT members.

 

He has come a long way in life. Today he is respected and admired for his dedication and services in the industry as well as his social circle. Being a very social person, he is a part of many clubs and regional organisations that helps him meet and greet a lot of people from various sectors. He has added many feathers and laurels to his cap throughout his journey which encourages him further to keep up this noble work of protecting and insuring human lives. Following his footsteps his son, Anant Tulsian joined him in this business in 2013.
 

Anant Tulsian

Consultant, Tulsians

He is passionate about this sector from the very beginning and ensured a personal goal to maximize his knowledge. Soon after joining the business, he started taking an independent interest in dealing with customers as well as insurance companies. He continued with the inherited philosophy of ethical and prudent marketing and is admired by his customers & top insurance companies for his working style and professionalism. Every year he is awarded a series of accords and recognitions for his exemplary work in this sector by various insurance companies. This year has been truly special as he was awarded the CEO club membership by the MD of TATA AIG General Insurance Co. Ltd. His ever-ready attitude at odd hours to support his customers makes him a reliable and easily approachable source for all their Insurance needs.

A diligent, persevering, socially active cricket enthusiast, Anant is one of the youngest and popularly known guys in the industry. He joined his father as a trainee while attending St. Xavier’s college and then as a full-time advisor after his post graduation in company secretary in 2013.

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